Insurance - Critical Illness Insurance

Getting sick isn't something any of us like to think about. But it can happen. In fact, your risk of being diagnosed with a critical illness before age 75 is higher than your risk of dying in that time. But thanks to improvements in healthy living and medical science, there is a good chance you can recover and get on with life.

But getting better costs money. Treating and coping with illness can mean significant and often unexpected costs - costs that may not be covered by provincial or employee health plans.

Critical Illness insurance is designed to help you with the unexpected. It provides a cash benefit if you're diagnosed with one of the conditions as defined in your contract and you survive the waiting period. Money you can use any way you want:

  • Find the best health care available
  • Hire a nurse or caregiver to help you at home
  • Provide income when you can't work or your partner can't work because they're accompanying you to treatment
  • Protect your retirement plans
  • Make sure your business survives
  • Take a vacation or reduce your workload to help you recover